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Shop now with humm and paylater
with interest-freeinstalments

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what is humm?

Humm offers interest-free and flexible payment plans to help you split the cost of your purchase into smaller installments. You can spend anything up to €30,000 over 10 weeks to 6 years (depending on the merchant).

why humm?

humm is a truly responsible lender with our customers at the heart of all we do. Encompassing all areas of life; from a new sofa to a new smile... we’re here for the big and boring as well as the small and sweet, making more of life more affordable.

smooth humming, high flying.

Apply for humm

Decide how much you'd like to borrow (we lend up to €30K at selected merchants) and get your ID ready. See below for what else you'll need.


Head to and apply for an amount you'd like to spend with humm. You could receive an answer in as little as 5 minutes.

Set up a plan

Choose humm at the point of payment. You'll be directed to the web portal (online) or you may need to use your smart phone (in-store) to set up your plan and complete your purchase. Remember, you must be preapproved for an amount to spend before you can complete your transaction.

Splity our payment

Ensure your total purchase is equal or less than your approved amount. You may be required to pay your first instalment upfront. You’ll then split the rest over fortnightly or monthly payments, on terms ranging from 10 weeks to 6 years (varies by merchant). Now sit back and relax! Your remaining payments will be taken automatically from your chosen card.

who can apply & what’s needed for humm?

  • Applicants must be aged 18 or above.

  • Minimum taxable income of €21,000.

  • Must be an Irish Citizen or a permanent resident of Ireland.

  • Possession of a valid credit/debit card and a Photo ID is required.

  • A good credit history is necessary.

Terms & Conditions:

  • Finance option is exclusively applicable to bike purchases.

  • Finance is offered only on bikes available at full RRP.

  • Products eligible for finance must have a minimum value of €80.

  • For comprehensive terms and conditions, For full terms and conditions please see

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