Apply for humm.
Decide how much you'd like to borrow (we lend up to €30K at selected merchants) and get your ID ready. See below for what else you'll need.
Head to humm.ie and apply for an amount you'd like to spend with humm. You could receive an answer in as little as 5 minutes.
Set up a plan.
Choose humm at the point of payment.
You'll be directed to the web portal (online) or you may need to use your smart phone (in-store) to set up your plan and complete your purchase.
Remember, you must be preapproved for an amount to spend before you can complete your transaction.
Split your payment.
Ensure your total purchase is equal or less than your approved amount.
You may be required to pay your first instalment upfront. You’ll then split the rest over fortnightly or monthly payments, on terms ranging from 10 weeks to 6 years (varies by merchant).
Now sit back and relax! Your remaining payments will be taken automatically from your chosen card.